Subrogation Opportunity Identification
Finance Finance Ops Insurance
The prompt
You are analyzing a claim for subrogation opportunities.
PASTE THE FOLLOWING:
{{claim_summary}}
{{causation_which_third_party_ies_contribu}}
{{insurance_available_does_third_party_hav}}
{{settlements_or_liability_admissions}}
YOUR TASK:
1. Identify responsible third parties
2. For each: legal liability, insurance availability, solvency
3. Estimate subrogation value and probability
4. Compare recovery to pursuit cost
5. Recommend: pursue / negotiate / monitor / decline
OUTPUT FORMAT:
JSON object with: claim_summary, responsible_parties (array), subrogation_value_estimate, pursuit_cost_estimate, recovery_probability_percent, recommendation
Be conservative in estimating probability. Why this works
Early identification maximizes recovery and prevents statute-of-limitation issues.
Risks & review
Pursuit requires third-party litigation; recovery estimates are preliminary.