Resolve

What it does

Resolve is a B2B buy-now-pay-later (BNPL) and net terms financing platform - enabling B2B merchants to offer net 30, 60, and 90 day payment terms to business customers while receiving payment upfront from Resolve. AI capabilities include ML credit underwriting that evaluates business credit applications in real time using business credit data, banking data, and alternative signals, intelligent risk scoring that determines appropriate credit limits and payment terms for each business customer, automated credit line management that adjusts limits based on payment behavior and business signals, AI fraud detection that identifies potentially fraudulent business credit applications, and payment analytics that surface which net terms customers are most profitable and at risk.

Strengths

• Growing B2B e-commerce companies use Resolve for systematic net terms management - AI-powered credit decisions processing applications quickly and analytics informing credit policy optimization.
• Small B2B merchants use Resolve to offer net payment terms - AI credit decisions enabling terms extension without taking on credit risk or manual underwriting overhead.
• Resolve is a B2B buy-now-pay-later (BNPL) and net terms financing platform - enabling B2B merchants to offer net 30, 60, and 90 day payment terms to business customers while receiving payment upfront from Resolve.

Watch-outs

• B2B net terms fintech — not a full AR platform: Resolve handles net terms financing and credit decisions but is not a complete accounts receivable management platform — organizations needing comprehensive AR automation, collections management, and cash application should use AR automation alongside Resolve.
• Credit decisions are Resolve's, not the merchant's: Resolve's AI makes credit underwriting decisions using its own risk criteria — merchants cannot fully customize credit policies for their specific customer base.
• Competes with Apruve and TreviPay for B2B net terms market: Apruve and TreviPay offer competing B2B net terms financing — merchants evaluating B2B payment terms solutions should compare credit limit generosity, approval rates, and fee structures.

Pricing

Resolve charges merchants a percentage fee per transaction on net terms. Typically 2% to 4% depending on terms length and volume. No monthly fee for merchants.