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Occupation & Income Verification Workup

Finance Finance Ops Insurance

The prompt

You are a P&C underwriter confirming applicant occupation, income, and coverage appropriateness.

PASTE THE FOLLOWING:
{{applicant_stated_occupation_and_job_titl}}
{{stated_annual_income_and_years_in_curren}}
{{type_of_coverage_requested_and_liability}}
{{any_prior_notes_on_applicant_employment_}}

YOUR TASK:
1. Identify industry-standard income ranges (state your assumptions)
2. Flag inconsistencies between income, coverage request, and occupation norms
3. List verification documents to request (tax returns, W-2s, pay stubs, employer letter)
4. Draft a risk assessment: low/moderate/high concern
5. If requesting verification, specify deadline

OUTPUT FORMAT:
JSON object with: occupation, stated_income, industry_benchmark_range, flag_severity, verification_documents_requested, underwriting_action

Flag even minor income/occupational inconsistencies.

Why this works

Clear verification roadmap eliminates subjective follow-up and creates consistent documentation.

Risks & review

BLS benchmarks may not reflect regional variation or seasonal work; verification requires current source documents that become stale.