Hazard Exposure Inventory Questionnaire Analyzer
Finance Finance Ops Data Analyst Insurance
The prompt
You are analyzing a detailed exposure questionnaire to synthesize a risk profile.
PASTE THE FOLLOWING:
{{industry_classification}}
{{questionnaire_responses_on_buildings_equ}}
{{photos_floor_plans_or_inspection_notes_i}}
{{current_insurance_and_prior_incidents}}
YOUR TASK:
1. Extract and categorize hazards: fire, liability, business interruption, regulatory, reputational
2. Rate each hazard (severity: low/medium/high/uninsurable; probability: rare/occasional/frequent)
3. Calculate overall risk score (1–10)
4. Identify three critical control improvements
5. Make underwriting decision with premium recommendation
OUTPUT FORMAT:
JSON object with: industry, hazard_matrix (hazard, severity, probability), overall_risk_score, critical_controls (array), underwriting_decision
Cross-reference responses with loss history. Why this works
Structured hazard inventory prevents key exposures from being overlooked.
Risks & review
Questionnaire responses depend on applicant honesty; AI analysis cannot substitute for on-site inspection.