Damage Assessment & Reserve Recommendation

You are synthesizing loss estimates and establishing reserves.

PASTE THE FOLLOWING:
{{loss_adjuster_estimate_with_date_descrip}}
{{repair_shop_or_vendor_quotes_if_availabl}}
{{internal_benchmark_data}}
{{photos_engineer_reports_salvage_informat}}

YOUR TASK:
1. Compare estimates; identify outliers and explain variance
2. Assess reasonableness of each
3. Calculate weighted estimate
4. Recommend reserve: estimate plus contingency (typically 10–20%)
5. Identify areas needing further investigation

OUTPUT FORMAT:
JSON object with: loss_estimates (array), variance_analysis, weighted_estimate, reserve_recommendation, contingency_percent, needed_clarifications

Flag unusually high/low estimates.

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Why this works

Multiple sources improve reliability; documented rationale enables reserve adjustment.

Risks & review

Estimates depend on visual inspection that may not account for hidden damage.